Contribution limits for 401(k)s, IRAs are going up in 2026, but most Americans are unable to reach them. Can you afford it?

Contribution limits for 401 (k)s, IRAs are going up in 2026, but most Americans are unable to reach them. Can you afford it?

401(k) vs. IRA Contribution Limits

(k) and IRA contribution limits are based on your age, income, and if you (or your spouse) have a plan at work. Learn about ...

Before you max out your 401(k) in 2026, read this — it could change your strategy

They are powerful. But they are not automatic. Employer match should come first. Debt and emergency savings still matter.
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IRS sets 2026 401(k) catch-up limits

Recent years show how this works. The standard 401 (k) deferral limit increased to $23,000 for 2024. The catch-up limit for ...

5 Retirement Changes Coming in 2026 That Every American Needs to Prepare For

In 2026, IRA limits are rising. Savers under 50 will be able to contribute up to $7,500, and those 50 and over will get an $1 ...
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IRS unveils 401K and IRA contribution limits for 2026. What we know

In 2026, new contribution limits will be implemented for 401k and individual retirement accounts. Contribution limits for a 401K will rise to $24,500 next year. And IRA contribution limits are ...

5 Major 401(k) Changes Coming in 2026 That Every American Needs to Know About

Employees should be aware of five 401(k) changes that will take place starting in 2026. These changes will especially impact ...

401(k) Rules Are Changing for Higher Earners in 2026. Here's What You Need to Know.

One really nice thing about 401(k) plans is that they come with significantly higher annual contribution limits than IRAs.

Determine Your Roth IRA Contribution Limit for 2025 and 2026

Learn how to calculate your Roth IRA contribution limit based on your income and filing status for 2025 and 2026. Maximize ...