Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from ...

Your credit profile influences the interest rates you pay, the credit you are approved for and how quickly you can move on ...

The scoring model that your potential lender uses is what matters most, because that's what determines the score that the lender looks at. No two credit scores are the same, even if they belong to the ...

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Craig Tebbutt, financial health expert at Equifax UK, says: “While everyone’s financial situation is different and patience ...

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Americans looking to pay down their debt in the new year are facing a stagnant job market, sticky inflation and an uncertain Fed policy. Still, there are ways they can take control of their borrowing ...

Imagine finding out you have bad credit the day you apply for a mortgage or new apartment, or getting turned down for a loan ...

It’s believed that far more young people get scammed than the elderly. Here’s how to help your kids avoid falling victim.

Before splurging on non-essentials, do a review of your basic needs, suggests Andi Wrenn, an accredited financial counselor ...