Half of Americans expect holiday debt — 6 steps to recover fast in the new year

Assessing the damage and returning unwanted items are two early steps you can take to mitigate post-holiday debt. Read on for ...

Why Your Credit Scores Never Match—and Which One Actually Matters

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...