Discover the new 2026 IRS retirement contribution limits and Roth catch-up mandate. Learn how higher 401(k), 403(b), and ...

As Kiplinger has reported, If you are younger than 50, the maximum amount you could contribute to a Roth 401 (k) for the 2024 tax year was $23,000. For 2024 "catch-up" contributions, the maximum ...

Are you literally counting down the days until your retirement? Do you have a retirement date circled in your calendar—and is ...

One of those money management tasks has to do with your Social Security benefits. It's a task that current workers actually ...

While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new ...

Get ahead of the tax season crunch by collecting these tax documents throughout the year. Here's what you need to keep an eye out for.

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

A 54-year-old with $4M in a 401(k) has eight times the average balance for people in their 50s. The rule of 55 allows penalty-free 401(k) withdrawals if you leave your job in the year you turn 55 or ...

As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old with 4 million dollars saved is far beyond the national average, close to eight ...

Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...