In 2014, Indonesia faced a critical healthcare crisis: less than half its population was financially protected, out-of-pocket spending was high, comprising 45 percent of the current health expenditure …

All sources of health financing in Indonesia, including direct and indirect taxation, out-of-pocket payments, social health insurance, private health insurance, and company health insurance, were …

While Indonesia introduced a national health insurance scheme (JKN) in 2014 and coverage has grown to over 80% of the population, Indonesians still spend significant sums out-of-pocket (OOP) for their …

Research by The Prakarsa in 2025 indicates that approximately 12.8 million residents of Indonesia still have to spend 10 percent of the total healthcare service costs out of pocket, not covered by …

In 2023, Indonesia’s total health expenditure reached Rp 614.5 trillion (US$ 375.5 billion), with public financing covering 57.4% and out-of-pocket (OOP) spending at 28.6%—a slight reduction from 2022 …

Nov 25, 2025 · The need for stronger policy interventions to improve benefit coverage and ensure equitable financial protection under Indonesia’s NHI system is highlighted. Indonesia’s National …

ational health insurance scheme. Taxes and user contributions to JKN financed almost 60 per cent of total health spending in Indonesia in. 2020. Under Law No. 23 (2014), sub-national governments …

The figure below shows the fragmentation in Indonesian health spending, with OOPs remaining stubbornly high even as social health insurance (JKN) spending grows.

Healthcare costs in Indonesia have been steadily increasing, making it essential for individuals and businesses to understand the trends, challenges, and potential solutions.

Nov 13, 2025 · Let's dive into the cost of healthcare in Indonesia. Navigating the healthcare system can feel a bit overwhelming, so I'm here to break down the expenses and help you understand what to …